Terms of Sale & Refunds
Last updated 2026-09-24. Draft — review before launch.
What you’re buying
Digital downloads (PDF and, for the Small Business kit, editable templates) delivered as ZIP files through a download page shown after checkout. Prices are in U.S. dollars. Payments are processed by Stripe.
License
On purchase, you receive a personal, non-transferable license to use the files. Print as many copies as you need for your household. For the Small Business Cyber Starter Kit, you may use, edit, and distribute the templates internally within your own organization. You may not resell, sublicense, or publicly post the files.
Refunds
If a kit isn’t right for you, email pnsgloballlc@gmail.com within 14 days of purchase with your receipt for a refund.
Delivery problems
If your download doesn’t work, email us with your receipt and we’ll resend it.
Educational information — not legal advice
The kits summarize publicly available guidance (FTC, CISA, NIST, FBI/IC3) and vendor help pages as of the date shown in each file. Services and settings change; always follow the official help page for your device or account. The kits are not legal, financial, compliance, or professional security advice, and following them does not guarantee you won’t be targeted by fraud or a cyberattack. For decisions with legal or regulatory consequences, consult a qualified professional.
No affiliation
Cyber Security 101 is not affiliated with or endorsed by any government agency or company mentioned. Trademarks belong to their owners.
Limitation of liability
To the fullest extent permitted by law, the kits are provided “as is,” and our total liability for any claim relating to a purchase is limited to the amount you paid for it.
Changes
We may update these terms; the version posted at the time of your purchase applies to that purchase.